Is Private Paying for Counseling and Psychotherapy Worth It?
At Coriander Living Collective we think so! We are a private pay for services (self-pay) business accepting credit, debit, HSA, or FLEX funds. We believe as a client this offers you the highest level of care and affords you certain advantages over using health insurance or a third party payer.
No Surprise Costs or Denial of Claims: When using private pay you are provided a Good Faith Estimate concerning the cost of services. It will be clear what you pay per session in advance.
Higher Quality of Care: Not working with insurance creates less administrative burden and more manageable case loads for Coriander Living Collective therapists, offering us more energy, capacity, time for self-care, and continuing education. We are engaged and show up better for you!
Access to Speciality Modalities: It is common for providers with more advanced training or higher levels of experience to be private pay. For example, we offer Certified EMDR and Certified Brainspotting therapy.
Greater Privacy: Your records are not shared with an insurance company or outside agency (unless you request it) or made part of your permanent medical record.
No Mental Health Diagnosis: Insurance companies require a mental health diagnosis from the Diagnostic and Statistical Manual of Mental Health Disorders (DSM-V) to pay for your treatment. These pathological, DSM-V labels become part of your permanent medical record if submitted through an insurance or medical network. Also, client concerns often do not fit the criteria for a DSM-V label such as seeking marital counseling, grief support, career transitions, or personal development.
Complete Control over Treatment: No outside payer is dictating the type, duration, or frequency of your care. Insurance companies often limit the number of sessions or providers you can see.
Out-of-Network: Check with your insurance plan to see if you have out-of-network benefits. You may be able to work with Coriander Living Collective as a private pay client and be partially reimbursed by your insurance company!
At Coriander Living Collective, private pay is aligned with our values and allows us to offer you the highest quality of care and most effective, meaningful therapeutic process. We respect that some clients want to access insurance benefits for mental health intervention. We are able to provide a monthly superbill for out-of-network reimbursement. We also offer a sliding fee scale for those with limited financial resources. Lastly, we may not be a good therapeutic fit, and that is okay. We are happy to support you in locating a provider that fits your needs. Just reach out!
