Do You Understand Your Out-of-Network Insurance Benefits? Could You Be Limiting Your Access to Speciality Medical Providers?

We all know that health insurance companies can be challenging to work with and that understanding our plan coverage can be complicated! Plans vary widely and can change from year-to-year or if you have a qualifying life event.

To learn more about your insurance coverage benefits contact the Member Support Services phone number on your insurance card, send a message about your plan benefits through your client portal (if you have one), or reach out to your human resources department if you are covered by an employer plan.

At Coriander Living Collective (CLC) we are a private pay for services (self-pay) business accepting credit, debit, HSA, or FLEX funds. We believe as a client this offers you the highest level of care and affords you certain advantages over using health insurance. This does not automatically mean that your insurance company will not cover any of your costs. IF you have an out-of-network benefit on your insurance plan, CLC can schedule for you to receive a monthly superbill. The superbill includes all the information that your insurance company would require to process an out-of-network claim, to reimburse you how your plan allows.

Some of my clients have a great out-of-network benefit where they are reimbursed 80% of what they pay CLC for therapy sessions, others do not have an out-of-network benefit, or their out-of-network benefit includes a $20,000 deductible. Plans vary widely. Know your plan. Do not be missing out on a wider network of providers if you have decent out-of-network coverage. Knowledge is power!

At CLC, private pay is aligned with our values and allows us to offer you the highest quality of care and most effective, meaningful therapeutic process. Schedule your intake session now!